Terms of Service

Web Site Terms and Conditions of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on our web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

modify or copy the materials;

use the materials for any commercial purpose, or for any public display (commercial or non-commercial);

attempt to decompile or reverse engineer any software contained on our web site;

remove any copyright or other proprietary notations from the materials; or

transfer the materials to another person or "mirror" the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on our web site are provided "as is". We make no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, we do not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall we or our suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on our Internet site, even if we or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on our web site could include technical, typographical, or photographic errors. We do not warrant that any of the materials on our web site are accurate, complete, or current. We may make changes to the materials contained on our web site at any time without notice. We do not, however, make any commitment to update the materials.

6. Links

We have not reviewed all of the sites linked to our Internet web site and are not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by us of the site. Use of any such linked web site is at the user's own risk.

7. Site Terms of Use Modifications

We may revise these terms of use for our web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to our web site shall be governed by the laws of the State of (our agency location) without regard to its conflict of law provisions.

General Terms and Conditions applicable to Use of a Web Site.

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What Our Customers Are Saying...

“It's like this working with Hadley: Professional, precise, patient, purposeful, pretty much perfect!
In the short time we have worked together, she has excelled with every single one of my clients, and brought them ALL such peace of mind.
She IS the call I make. Thank you, Hadley!”
-Sara N

“When I first approached Hadley to get business insurance I was, honestly, a little scared. She helped make me feel better about it and helped me understand what I needed and why I needed it. My favorite part was when she told me what I didn't need. This told me that she really IS looking out for my best interest and that it was about her integrity and not about her making money. Although she wants to make money, it wasn't going to be at my expense due to my lack of knowledge and my ignorance about business insurance products. I trust her with all of my insurance needs.”
-Lynda W

“I am so happy that I was introduced to Hadley regarding insurance for my technology business. She is so knowledgeable, listened intently to my needs, and provided such a fitting product that was loads better protection vs. what I was receiving from a different insurance provider. Thank you Hadley for giving me the peace of mind that my business is as well protected as possible!”
-Patty L

“I have been working with H. Linwood for over 6 years now and they have continuously saved my company thousands of dollars in insurance premiums. I was able to take that savings and increase my marketing and now my company is doing better than ever. I am so thankful that you are on my ‘team’ of support.”
-Melonie T

“I was referred to H. Linwood a few years ago when I started my business. They helped me understand what my company needed to protect itself and explained the process to me. They made the whole experience painless, easy and affordable. I now refer them to all of my business associates and they have thanked me!”
-Brad B

“I am in construction and need certificates immediately. I love that I can make one call and have what I need – sometimes within minutes. Thanks for the great customer service!”
-Scott M

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