In 2014, H. Linwood Risk Management was created to meet the needs of many of our small business owners who wanted a non-biased, third party eye, to evaluate their new or growing businesses – in all their risks, exposures and potential claims. We expanded on that, and also act as a growth partner and assist in projecting our client’s business growth and minimizing their risk by creating strategic risk management process systems and evaluation. Our clients have driven the need and we have delivered.
What is Risk Management?
Risk Management is a fancy term for knowing what the business exposures are, and finding a way to control and minimize these risks to avoid accidents, business interruptions, lawsuits and more. It is also a process to create a cohesive and systemic plan that makes processes work more efficiently, thus reducing risk, hiccups and roadblocks. Risk Management is more than insurance – it is a comprehensive plan of prevention and protection.
98% of US Companies are considered ‘small’ business owners.
Small business owners wear many ‘Hats’ - from President to IT to Sales and Marketing. Most small business owners don’t have the time to sit down and honestly evaluate their business risks. It becomes even more important with a growing company, focused and consumed with growth and profits. They fail to take the time to look at the potential hazards and risks and look forward. Many small companies tend to push these issues on the back burner because they are not revenue generating. What they fail to realize is that this can be so costly for a business or a business owner and can suck them into a lawsuit quicker than they have time to react!
When proper risk management is in place, business can save thousands of dollars, alternately, when it is avoided, it can ruin the business and cost the business owner the business, their home and even their future income.
At H. Linwood Risk Management, we sit down with you and spend time to get to know your business, your future plans and your business model for growth. We spend time to evaluate and look at all the potential problems or issues...things you do not want to do! We consult you on ways to make your business risk friendly.
Most insurance Brokers and Agents do not spend the time to really get to know your business and cannot evaluate your risks.
We understand that you may have agents or brokers that you work with and want to continue to work with them. We act as an alternate – a critical eye to your business and will evaluate your current insurance, risks, procedures, systems and process flow and advise you on how you can make it better.
After we sit down with you and learn your business, we create a personalized, custom plan for your business Risk Management. In easy terms, simple process and something you can implement immediately and follow easily.
What does it cost?
Special In-Person Consultation
First 2 hours is $150.00 and every hour after is $50.00
Depending on the business and their needs, most business should expect 1-4 hours of personal consultation time
Evaluation & Risk Management Plan
Minimum of $300 and up to $1500
Price is determined by extent of plan
Contact Hadley Wood to discuss the options and set up a time to meet face to face.